Colony Insurance Co. v. Titan Restoration Construction, Inc., Case No. 4D2023-2908

(Fourth District Court of Appeals of Florida, Jan 8, 2025 – Judge Joseph Curley)(Reversing final summary judgment and remand for trial court to grant final summary judgment in favor of Colony, and holding that “the Endorsement is the controlling document and Titan did not meet the Endorsement’s requirements;” that is, “Titan thus failed to comply with the Endorsement because the subcontractor had not been required to add Titan as an additional insured on a primary and non-contributory basis, and Titan and the subcontractor had agreed that the subcontractor was not responsible for water damage. Therefore, Titan’s claim is not covered under the policy.”)

Opinion_2023-2908.pdf